Everything you need to know about Caravan Insurance, before you buy.

If you own, or are looking to buy a caravan, motorhome or similar, it is important to make sure you are covered for a variety of eventualities when it comes to choosing a caravan insurance policy.

As with any other vehicle on the roads, you'll need to ensure you have cover in place for your caravan or motorhome to comply with UK laws and regulations. Should you be involved in an accident where you damage the vehicle of a 3rd party, you could find yourself liable for the cost of repair and compensation. Similarly, if your caravan is damaged in the process, then you'd have to foot the bill for repair, or replacement in the case of it being written off.

Caravan insurance can help in this situation, as it provides financial recompense in the event of such incidents, giving you peace of mind and saving you money.

Caravan insurance is usually split into 3 main categories: Touring caravan, static caravan and trailer tent/folding camper. Motorhome insurance is also offered by many of the same insurers and features similar cover.

Touring caravan insurance covers you for a caravan towed behind your vehicle.

Static caravan insurance provides cover for a caravan that is located in a fixed place such as a caravan site or holiday park.

Trailer tent insurance covers you for a trailer tent or folding camper that is pulled behind your vehicle.

Motorhome insurance. You will usually find that this provides similar cover to a touring caravan policy in most aspects but is similar to car insurance in structure.