
Before You Travel, Make Sure You Are Covered!
Taking out travel insurance can cover you against things that could go wrong when you are abroad. Having travel insurance is important as it can help you out if you lose your possessions, if your flights and accommodation are delayed or cancelled, or if you become ill or injured while on holiday or a business trip.
Travel insurance policies usually provide cover for the following:
Cancellation & delay: Including missed departures and curtailment of your trip.
Medical expenses: This will cover any costs incurred if you have to visit a doctor or hospital abroad.
Personal liability: If you cause damage to possessions or injure someone, cover is provided.
Emergency assistance/repatriation: If you need to be brought back to the UK due to injury, your costs will be met.
Baggage & belongings: Protection if your luggage or possessions are lost, stolen or damaged is provided as standard with most policies.
A single trip cover is travel insurance you take out for one trip, for a specific destination and a set amount of time.
Annual multi trip cover is better if you travel frequently, as it provides cover for as many trips as you want over a whole year.
Worldwide travel insurance lets you travel to destinations across the globe, and it can either include or exclude the USA, Canada, and the Caribbean.
With cover for pre-existing medical conditions you will be able to claim for medical treatment if a condition you had before taking insurance out flares up on holiday.